Rainia W asked:


I am thinking of moving to San Fran, and I don’t know anything about the American real estate market. Is it difficult to get a mortgage? I have excellent credit, a tiny amount of debt but will only have a teachers salary. And should I consider buying an apartment or should I just rent, once I get settled?

wealthy_janitor asked:


I have a 20% down payment, an excellent credit score of 750+, zero debt, and have been at my job for over 2 years, what is the maximum front-end ratio (mortgage payment to income ratio) I could get in Sacramento, CA? I would like to get a front-end ratio of 35%. Is this possible?

marlasobbing asked:


I’m trying to get a mortgage in Florida. I have a credit score of over 800. Is there a seach engine where I can find what bank has the lowest rate?

Michael J asked:


Is it possible to take out a second mortgage on a condo where I currently live and use the money as a down payment on a new condo I want to buy as a rental?
I should say: I have excellent credit and my only debt is the current mortgage.

zyrber asked:


I just looking for tips how can i easily pay my mortgage? Other people do smart savings and pay quickly their loans, even they are not on top earner like me? But still they smart to handle their finances. Any tips from you? Cheers!

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